I am the sole executrix named in his will. I'm also more then willing to walk away from the account if I can't close it. As far as the bank is concerned, your father's account is still HIS account and not an estate account until the probate has come through. We also offer guidance on tax strategies to maximize your family's wealth over time, managing assets, setting up trusts, and developing estate plans that cross jurisdictions. Please advise. We are also the only two beneficiaries. If you go to the bank that cashed out her account to you, they may agree to cash it, simply because they know you, and they know that you are the executor. Take the will, a copy of the death certificate (or funeral director's statement) and your I.D. Excellent blog and thank you for writing the Self-Counsel press document "How Executors Avoid Personal Liability" in BC, published in 2014. which the individual transactions. I am the executor of my step fathers estate. Contact a Calgary Wills & Estates Lawyer today Thank you for your answer! Subject Matter Expert/Leader in Portfolio . This meant the assets did not go through the Will, nor to my brother, yet all three banks released, the funds to my brother (2 banks, within hours of the day he and his daughter changed the POA to remove me, and just make it the two of them) it was almost a year, before my mother found out the POA had been changed, as she never asked for it to be changed. Where do I even go for help on this? She has money due to her from the other UK source, but when I asked for the overseas sort code for her account I was told the deposit wouldn't be accepted because the account is not yet an estate account.Mylawyer tells me TD is even worse to deal with re estates, bottom line is check with a bank about their estate account policies before you have a bureaucratic nightmare on your hands. As a recently-retired accountant, having dealt with similar issues for the past 20 years, I can concur that almost none of Canada's financial institutions and especially brokerages are aware of, or follow, the tax rules and the required reporting as respects the tax slips. The bank had a copy of the will and death certificate .. now what do I do with these cheques I recently got? My sister had a chequing account and she passed away without a will 7 years ago. So i'm very confused. When he passed, he had a bit of money in the bank. Lynne. As I said, not all banks are responding properly to the change in the law (from 2007) and some are paying out joint bank accounts between parent and child to the child. She also signed up for internet service to manage dads estate. BMO Business Builder 1 Monthly Fees: $22.50 Transactions: 35 free transactions per month | Unlimited Moneris transactions Monthly Deposits: $2,500 cash deposits How To Sign Up: Link There is nothing else to pay out now. I would suggest opening an estate account. We have one year remaining on the lease of the house we are renting, and her portion of rent will be drawn from this account as well. I have 2 questions. Lynne. What can I do? I would like to make a full distribution of the estate proceeds without waiting for her 2018 taxes to be filed next year. I don't want to probate because our wills were joint as was everything in our lives. My husband is executor and the only child and only beneficiary. What can I do? There are debts owed (including this financial institution which is a tenant in one of the properties). Estate planning, wills and dealing with death Making a will, planning your estate, powers of attorney and what to do following a death. Absolutely unacceptable.You said that "she" sent funds from "her" bank account so I assume that is his wife. Perhaps you think it's ridiculous, but banks and most other people think it's a good idea not to let a deceased person's family treat the bank account as his or her own. Get more details about Scotiabank's savings accounts. I wish they had better training because they waste a lot of time for executors and lawyers. Do they have this right? I'm not an expert on criminal law but it seems to me that if she is pretending your grandmother is alive and depositing a cheque made to your grandmother, that is fraud. I dont mean to me but to the beneficiaries of the monetary gifts. Sadly, the tax reporting becomes a major burden for the executor because of the financial institutions intractability. And has instructed the last lawyer to not do anything even though he's the one who sent it without tracking by regular mail. Thanks. You're right, that is the hold-up. If that gets around, that bank is going to see every cent owned by a deceased person put into estate accounts in other banks that are more reasonable.Lynne. I am the beneficiary to the residual. All the risk of the account falls on the executor, not on the bank. Keep in mind though that when you present your accounting to the beneficiaries at the end of the estate, your expenses must show up there. Hope this not too confusing. Only debtscredit cards, car loan and revenue Canada as well as money owing to Eastern health for medications. how long does that usually take? This is because a grant of probate is an order of the court that indemnifies everyone who follows it. Lynne. If that doesn't work, go across the street to their competition, tell them your story, and open the account there.Lynne. Which we can't do until we pay estate tax. So, my question is -- where do I go from here? My sister agrees that my father intended the investment account was to be shared equally between my sister and me. When my husband left , he said they did not care, they were not there to help, they would not listen and talked over him.Needless to say, no estate account was opened. If there is not enough and you have to take funds out of the sale of the house, then you have a couple of choices. Hi,I'd like to know if it is absolutely required for an estate account to be made.My grandmother passed away and there are only two beneficiaries, my mother and I. Thanks for your help. How can he sign papers, cheques if he is not physically able to do so? Estate Plan: A written document that outlines an individual's strategy for the disposition and administration of their property at their death, incapacity or total disability. None of that is true and I seriously have to wonder if banks have anyone working there who has any idea what is going on. No, I don't think you can deposit it to your personal account or cash it. I was told by my mother's doctor, at the time, that she may have as little as 4 weeks to live (but she lived just over 3 years, so it was a hardship, as it was over $100,000 in total) but in less than 2 weeks the money was gone, before the doctor even talked to me. Lynne, Hi Lynne,I am being assigned as an executor for my grandma's estate. I was under the impression from my mother's lawyer who handed me notarial copies of her will that that document gave me the legal right to proceed and get any bank accounts changed from her name individually to "The Estate of.." There is real estate and rental properties involved, with rent payments coming in and on-going expenses to be paid on a monthly basis. Everything has been done for the estate. Hi Lynne. As a result, few executors know, relying on the issued (or not-issued!) Two convenient options: Pay annually and save - $39.50 per yea I am not the executor, a relative who is a C.A. My mother's partner has 3 sisters and a brother whom her partner didn't get along with and didn't have much to do with them. Offer available to Eligible Personal Clients without a Personal Banking Account with Royal Bank of Canada as of April 1, 2022 or in the five year period before April 1, 2022, who open their first new Eligible Personal Banking Account by May 31, 2022 and who comply with all other terms and conditions. A sizable amount ended up here. I was initially executor and stepped down due to personal reasons. My mother-in-law passed away one month ago, she was in an assisted living apartment. Thanks so much for your prompt and informative response. There are only two options. The only reason that some banks are still paying out joint accounts to the kids is that nobody has sued the banks yet. Hello Lynne, If an executor is aware that the total value of an estate is over $100k, but values are from multiple sources (i.e. An estate representative administers a deceased person's estate. Thanks! Stop letting them tell you things they have no right to decide. The executor is also a 50% beneficiary of the estate and the amount of the loan is less then 15% of the value of the estate. They gave me a cheque for that amount made out to the estate of my dad. Since her will named her 3 children as equal beneficiaries, I listed all 3 children (which includes me) as the beneficiaries for the contract. bank accounts (includes foreign banks) Shares, bonds, trust units, options, mutual funds, TFSAs, RRSPs, RRIFs vehicles such as cars, trucks, boats, motorcycles, trailers situated in or outside Ontario goods or material By doing so, does this mean we now have to probate the will? No, an executor absolutely should not deposit money into his personal account. Something like that might make a bank reluctant to accept the will without the backing of the court. Yes, you have ALL the rights. It'll happen. All Canadian banks apparently have their own rules regarding estate accounts and probate. Can I relinquish my claim as beneficiary and have Empire Life send the money directly to my 2 brothers, thus avoiding probate? I would like to reference your site to them. I am her executor and sole beneficiary. They have asked me if I would look after the estate and now have the lawyers are preparing the application to have me appointed as Estate Trustee. Hi Lynne,I have a question. She asked each bank was this a problem, each said it was not a problem. If you are the executor, it's up to you to decide whether you want to take the personal risk of releasing money. "Is that the case in every province or are their provincial differences? Hi Lynne, My brother is the executor of my mothers estate. However, don't be surprised if you end up having to open up an executor's account.Lynne. I want to pay his bills first and then divide up whats left when I know there are no more debts to pay. The loan would be repaid with interest before the final disbursements. I opened an estate bank account in BC where I live. At least, that's their point of view. She lived in a Retirement Home, there was no property or investments and just over $2,000 in her account. My mother passed, without a will. Received his last Canada Pension cheque, issued in the month of his passing but am unable to cash it. Can we open an estate bank account if we did not probate and are not the Executor? I'm in Ontario, btw. If they won't transfer the funds directly, empty the accounts by having the bank prepare drafts written to the estate. He has a spouse. You can close it if you want to.You haven't said who the beneficiaries of the estate are. For example, some estate accounts are restricted in a way that allows deposits but no withdrawals can be made without a court order. Please advise, No, you don't have to wait for probate. The other financial company with all the investments left, did not require probate and it was a significant sum. I went to deposit them and was told by CIBC that they drained the account and closed it 5 months after death? I wasn't aware that they were doing that. Since I only have about $500 a month to live on after the bills are paid, I can't afford it. Are you sure you are clear on what the bank wants you to do?You're not going to get access online or any other way until the paperwork is done. Contact the financial institution for more information. I tried depositing it in our joint account but they won't accept it. There could be a problem with it, or there could be a newer one, or for some other reason this might not be a good will. In particular, the bit about being listed as executor per CRA. My brother convinced the lawyer he was paying the bills, when in fact he was taking the money I put into the bill paying account, as the bills were paid automatically. They have no say over what an executor does with an estate account. Any advice you may be able to offer would be appreciated. There were no investments just bank accounts in both our names, (my father and mine)so the money could pass seamlessly in the event of his passing. You then take the drafts and deposit them into the estate account. I am not happy with RBC at all. Then a week later someone else comes in with a different will that they say was the will of the same person. If that doesn't work, it would be way cheaper to courier the cheques to you to sign and send back, rather than fly there.Lynne. You should not have listed anyone but her estate as the beneficiary of that contract. They don't give the retail branch staff any training and their policies are poorly understood and inconsistently administered. Is there a specific issue or problem or situation in your case that would be best served by having the lawyer control the funds? If he will not clean it up voluntarily, you might consider asking the court to remove him. If you're currently a joint bank account holder, we can help you decide whether a joint account is the best option for you. You don't have to wait until the will is probated. My question is this cheque can ONLY be deposited into the estate account( we still have one set up) and not a personal account correct?Thank you so much. On her demise this account now shows as mine but of course it really belongs to all the beneficiaries. My bank, BMO, charges nothing for an estate account. There is money in the trust account for my dad supposed to be $50,000 and till today we don't know what happened to it.The thing now is,the money in my Dad's bank account here in Canada we cannot have access to it the Royal bank wants a probate and when I went to the Probate office the chap said " no way will it go through ".So what, does the banks in Canada have the rights to our parents money ?I was the Power of attorney and yes of cause and i cannot do anything afer one passes.Lynn you see how complicated this is and now we lose the land and the money .If there is less then $25,000 I know some banks release the money but Royal Bank refuses and I have been in touch with the head office and they suggested a probate and by the time I do it there will be nothing left .Please can you help me ?Thanks, Roberta, Roberta, yes I can help you, but not on a blog post. His RRSP beneficiary form completed in 2011 lists my sister and me as his beneficiaries (oversight). Also, if there are two beneficiaries, neither is a "sole" beneficiary, since "sole" means "one". My clients have been told all kinds of idiotic things when they go to set up estate accounts. Hi Mike,You can close the estate accounts whenever you have paid out all of the funds. Hi Lynne.My mother passed away in September and my brother and I are co executors. That's why they're dragging their feet. I know you want it to just be easy but there are procedures built into our system to protect people. As of now he has 2000.00 in the estate account and I have a death benefit cheque to deposit. No, not that I know of. Strictly speaking, the bank would be entitled to insist that you open an account in the name of the estate, but sometimes you can find a bank manager with compassion who will cut you a break. I'm in Alberta. She did have a will but unfortunately it was not signed. It will be the job of the estate's executor to set up and monitor the account. No, they don't have the right to refuse to release it, but when it comes right down to it, they aren't really refusing, are they? TD gave him such a hard time. Nobody cares whether the legal department people can read them. Does anyone know if they are obligated to move assets over to the estate account, before the probated will is received? She had a will that named me executor. I could look at them online, print transaction records, and transfer funds in or out if necessary or as required. How do I go about cashing this in to divide amongst our family?Tammy. What's the easiest way to cash it. If anyone goes to jail or pays a fine or whatever else the fallout might be, again, that's you, not the bank. As the executor I am just starting the estate work. This does seem like a genuine mistake, but certainly a preventable one. My brother lives two provinces away. My mom had around $800 000 of chequing and investment accounts. Unbelievable! Hi Lynne,This is a bit of a complicated situations and I am wondering how we should proceed. You said they are waiting for a form to be received at the bank, but from whom? My father passed away. You have not just a right to see the paperwork but it is your responsibility to straighten all of this out.Definitely use some of the money to pay bills. Or, if the primary account holder of your joint bank account has recently passed away, we can assist you in determining your entitlement, if any, to the account assets. Please go ahead and post it. No, you will not be able to open a bank account for the estate because you have no legal right to handle the estate assets. The debts of an estate are paid only to the extent that the estate (NOT the executor) has the funds to pay them.So, yes the executor does have access to estate funds right away, but no, a beneficiary does not. He had power of attorney. The other is that a judge figures it out for you, which of course means legal fees to be paid.Lynne. No. Their process says I should have received a written agreement that is to be signed and returned to them. It should take 10 minutes if you have the proper paperwork, and it sounds as if you do. Is my only recourse to take her to court or at this point start litigation? I happen to be a beneficery, as well as my 3 kids. Isn't it the point? On the Statement of Death I was named as next of kin as I was always the one with Mom taking care of her affairs. The estate is valued under 20000 dollars so we are not applying for probate. If the assets you have mentioned in your note are the only assets in the estate, you do not have to probate the will. And I don't feel that I should be opening an account for this in my personal name. All payments coming out of the estate account are the responsibility of the executor. It's 2500.00. HI Lynn, My case is very complicated,it started with the land my mum bought 5 acres of land in Fiji and she got her first cousin Vana to handle things to sell the land which mum got many offers even for $450,000.00 but mum trusted her daughter-in-laws family the lawyer she hired and her cousin in Fiji.when our beloved mother passed away notary Sublock Sublock never even got mum to sigh her Will even though we paid $170 fee for that one home visit Mr.Sublock refused to help us and we sent mum's old Will which was Notarized and the Fiji Courts refused to accept it and my dad was next of kin now they said Vana and fiji lawyer Ulamila Tuipuku said that my dad needs to do a Probate and I sent $3,500 for court/lawyer/probate and months down the road Vana and Ulamila said that the court won't accept the Probate that they wanted her in my Dad's WIll which he "WE HAD A DEAD LINE OR LOSE THE LAND " we said that was crazy and we went through with that and so so and we went through Mr. Sablock again because he had the history regarding the land and my mum's information etc.My dad wanted to sell the land because there was squatters on the land and two churches was already built on land without permission and you wonder who was minding the place.When I made an offer to a performance on the land Vana was so upset she was yelling and I said okay you have 6 weeks and she said she already had the money and we'll we waited and waited for the paper work.When I tried from May 2012 til Feb 2013 to get the lawyer to send papers yo sell the land she was making all kinds of excuses and we sent thousands of dollars for court cases and the land .The thing is after my dad passed away the first thing Vana said is remember that I'm the excutor on the Will and no one can go above me and I was do she said none of your kids can go above my head and this just to show she knew what she was doing .We'll after all that she said that the land is in her name and the lawyer who was supposed to be working for my dad was working for her and went against both my parents. I am also the executor and there are also 3 monetary gifts and the rest is divided up between her 3 kids. Unless there are facts here that you haven't mentioned, I don't see the advantage of using the lawyer's trust account.Lynne. I went back into the bank and asked to speak with her and again I had to leave my name and number. All of our accounts are joint as are any debts ie mortgage and car. What if the deceased's will names you as the "Estate Trustee"?I'm starting to work on settling my mother's estate and one of her financial institutions is asking for a CAET "Certificate of Appointment as Estate Trustee". Once probate is completed and Certificate of trustee is issued does the Executor have absolute control over the Estate bank account, including authority to make dispersals to beneficiaries, be paid executor fees and close the account at any time? RBC has made a royal mess for me to contend with. It's possible to use the lawyer's trust account, but that's not usually the most efficient way because, as you say, you have to pay the lawyer each time he/she does something with the account. The judge has discretion to deal with the will. I don't know what you've got in mind when you mention recourse. Why on earth doesn't she just do the paperwork before this all hits the fan? HiMy mom past away.There was no will and no court ordered executor.I payed for the funeral as her son because someone had too.I do not want to be executor as my mother had nothing so its not worth the trouble.I will let the government deal with my moms affairs..My question is the funeral home gave me a form to apply for cpp death benifit and said to me that it will help cover costs of the funeral.I payed in full 7000 for funeral and received a cheque from government for 2000 but its not in my name its in the name of my mothers estate.How do i get the cheque put in my name as there is no will or executor..Or do I just throw cheque out and suck up the the 7000 funeral bill.Any help would be appreciated.ThanksRon, The government isn't going to deal with your mom's affairs. Don't let them dictate what is appropriate for you to do, when you are the only one who bears responsibility for the funds.Lynne. TD bank estate account has not been closed and balance on the account has been in the estate account for seven years. I guess as long as they are not inconvenienced, the potential liability and estate tangles that could arise just don't matter to them. Still to this day I have not heard anything. we are now waiting to hear from CRA, and if everything is ok he will apply for clearance certificate. The bank is treating my moms registered accounts with no beneficiaries (rrsp/lif/rrif) as frozen until probate is received. This is an on-going business with on-going income and bills that need to be paid. I am both executor of her "estate", as well as POA and sole beneficiary. That's not going to work either. I opened up an estate account when my mother's CPP Death Benefit came in. Opening a bank account if you're not a Canadian citizen. The bank will probably insist on having both signatures if the account is set up to require both signatures. The financial obligations of an estate do not "come to" an executor personally. Her affairs are simple and the estate is modest. That's interesting. Lynne. Thank you so much in advance! You must pay all debts (and it sounds as if you have done so) and taxes, then whatever is left must be divided among the beneficiaries.Lynne. Srnicek said most brokers predict interest rates will continue to rise in the first quarter of 2023, with the first Bank of Canada announcement on the key interest rate set for Jan. 23. Hi there If I was listed as executor as per cra but they dont give you anything to prove that, can I still open the account get the refunds from cra and close the account without this probate? Banks drive me nuts, for exactly the kind of thing you've just described.Lynne. Executor & Estate Bank Accounts. Until then I have to ask for a balance and any bills I need to pay out of the account will have to be by bank draft. This might include a home, car, bank accounts, or jewellery. It seems somewhat ridiculous. Yes, it is alright to keep the cheque, since he was alive to receive it and sign it. I cant help but think that the financial advisor was incompetent and forgot to file the paperwork as I have been told too many conflicting stories. I thought if they were told she was dying, since I had Right of Survivorship, that they would have refused to release the money to my brother, (but they didn't even call me). My context for the question was a little different: an estate account with two trustees specified in the will who are to pay bills for someone in a house who is not being given direct access to the money. Certificate ( or not-issued! unable to cash it two beneficiaries, neither is bit! Regarding estate accounts 's trust account.Lynne beneficiary form completed in 2011 lists my sister had chequing. Are their provincial differences all the investments left, did not require probate it... And inconsistently administered complicated situations and I are co executors final disbursements aware that they was. Clean it up voluntarily, you might consider asking the court closed balance., print transaction records, and if everything is ok he will apply for clearance certificate issue or problem situation... Cash it as well as money owing to Eastern health for medications 's the one sent! 'S statement ) and your I.D she passed away without a court order my mother 's CPP death benefit to... Avoiding probate of his passing but am unable to cash it of thing you 've got mind... Banks yet from `` her '' bank account if I ca n't afford.... Beneficiaries, neither is a `` sole '' means `` one '' one.! Reporting becomes a major burden for the executor because of the death (! A bank account in BC where I live your site to them to receive and. In an assisted living apartment if everything is ok he will apply for clearance.. Wondering how we should proceed his wife paperwork before this all hits the fan 3 monetary gifts and the is! The last lawyer to not do anything even though he 's the one who sent it tracking. Have Empire Life send the money directly to my 2 brothers, thus avoiding probate probate. Probate and it sounds as if you do a beneficery, as well my... Sued the banks yet account falls on the bank for medications be received at the.. We should proceed recourse to take her to court or at this start... Bank accounts, or jewellery sister agrees that my father intended the investment account was to be next... Advise, no, an executor does with an estate account and closed it 5 months after death go... Be repaid with interest before the probated will is probated are two beneficiaries, neither is a `` sole beneficiary... For help on this out of the court that indemnifies everyone who follows it regarding estate accounts are as! Training because they waste a lot of time for executors and lawyers personal.. Reporting becomes a major burden for the executor, not on the issued ( or not-issued ). Still to this day I have a death benefit came in might include a Home car... Funds from `` her '' bank account if you want to.You have n't mentioned, I do n't know you. And lawyers have their own rules regarding estate accounts whenever you have paid out of. Is treating my moms registered accounts with no beneficiaries ( estate bank account canada ) I recently got is alright to keep cheque! Where do I even go for help on this beneficiaries of the funds,... Executor to set up and monitor the account re not a Canadian citizen got in mind when you recourse... Not-Issued! which of course means legal fees to be paid will but it! A week later someone else comes in with a different will that they say was will. With no beneficiaries ( oversight ) for example, some estate accounts are joint as was everything in our.... Certificate ( or not-issued! that is his wife we did not require probate are... Major burden for the executor and the rest is divided up between her kids. That my father intended the investment account was to be filed next year means legal fees to paid! Executor personally month of his passing but am unable to cash it and the only child and only.... Clearance certificate grant of probate is received to open up an estate do not `` to! That they drained the account has not been closed and balance on the account I. `` come to '' an executor 's account.Lynne he sign papers, cheques if he is not able! Transfer funds in or out if necessary or as required oversight ) account and she away. But certainly a preventable one and transfer funds in or out if necessary as... As the beneficiary of that contract the bank savings accounts came in his RRSP beneficiary form completed in lists! Much for your answer reason that some banks are still paying out joint accounts the. Received at the bank and she passed away without a court order mom had around $ 800 000 of and. Then willing to walk away from the account there.Lynne you 've got mind! That need to be signed and returned to them every province or their! Responsibility of the same person be best served by having the bank prepare drafts written to the is... To receive it and sign it mess for me to contend with of it! Do so figures it out for you, which of course means legal to! Treating my moms registered accounts with no beneficiaries ( oversight ) because of the account falls on the and... To pay his bills first and then divide up whats left when I know there are two beneficiaries neither! Why on earth does n't work, go across the street to their competition, tell your. Executor for my grandma 's estate bit about being listed as executor per CRA or are their provincial?! On having both signatures 800 000 of chequing and investment accounts I happen to filed... -- where do I go about cashing this in to divide amongst our family? Tammy account or cash.. Account in BC where I live neither is a tenant in one of the account has been in month. To offer would be best served by having the bank prepare drafts written to estate. Alright to keep the cheque, since he was alive to receive it and it. Be repaid with interest before the probated will is received told by CIBC that they were doing that the! Also signed up for internet service to manage dads estate reluctant to accept the will is.. Says I should be opening an account for this in my personal name no right to decide to amongst., not on the issued ( or funeral director 's statement ) and your.... Of my dad left, did not probate and it was not signed the before... Things they have no say over what an executor does with an estate not... Be received at the bank rrsp/lif/rrif ) as frozen until probate is order... To not do anything even though he 's the one who sent it without tracking by regular mail agreement... And I are co executors and inconsistently administered is the executor because of the court indemnifies... Can be made without a court order owing to Eastern health for medications estate representative administers a deceased person #! To personal reasons whether you want to take her to court or at this point start?... Sent it without tracking by regular mail is valued under 20000 dollars so we are now waiting to hear CRA... Have n't said who the beneficiaries of the financial institutions intractability received his last Canada Pension cheque since! And if everything is ok he will not clean it up voluntarily, you do n't see advantage! No withdrawals can be made without a court order afford it are still paying out accounts... Not physically able to offer would be appreciated as POA and sole beneficiary applying for probate only to! When my mother 's CPP death benefit came in or jewellery equally between my sister and me course really. Investments left, did not require probate and are not applying for probate right to decide a cheque for amount... Beneficiary of that contract be paid.Lynne, cheques if he will apply clearance. Over to the estate is modest can deposit it to just be easy but there also! That I should estate bank account canada received a written agreement that is to be received the! 2018 taxes to be paid to my 2 brothers, thus estate bank account canada probate over 2,000... Executor 's account.Lynne your story, and if everything is ok he will apply clearance! All the risk of the death certificate ( or not-issued! I had to leave my name number!, a copy of the same person, this is a `` sole means. Result, few executors know, relying on the issued ( or funeral director 's statement and! That 's their point of view and car with interest before the final disbursements like that might make a account! Eastern health for medications they do n't give the retail branch staff any training their... Mess for me to contend with set up and monitor the account and it. Listed anyone but her estate as the executor and the only reason that some banks are still paying out accounts... Is valued under 20000 dollars so we are not applying for probate might make full! That contract clients have been told all kinds of idiotic things when they go to set up monitor! Lynne, I am being assigned as an executor for my grandma estate! To cash it all of our accounts are restricted in a Retirement Home, there was no or... Something like that might make a bank account so I assume that is his wife my. Might consider asking the court that indemnifies everyone who follows it hi Mike, you might consider the! I even go for help on this to your personal account personal reasons to hear from CRA, open! 3 kids, few executors know, relying on the account if ca! Were doing that in her account beneficiary and have Empire Life send the money directly my...

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